Indexing bulletin 2024—Canadian Armed Forces pensions
Supplementary Retirement Benefits—Part III of the Canadian Forces Superannuation Act
1. Part III of the Canadian Forces Superannuation Act (CFSA), and Division 3 of the Reserve Force Pension Plan Regulations (RFPPR), provide for increases (indexing) to annuities and annual allowances payable under the CFSA to:
a. Survivors and children in receipt of an annual allowance, regardless of age
b. A person who is in receipt of a pension not having reached 60 years of age and who:
- (i) was disabled, as defined under Part I of the CFSA or para. 43(1)(d) of the RFPPR, as applicable, at the time of their retirement from the Canadian Armed Forces
Note: Members who were released on medical grounds prior to 1 April 1991 are not automatically entitled to the increase and must qualify under paragraph 1(b)(ii) or 1(c) below. or,
- (ii) has become disabled to the extent that they are incapable of regularly pursuing any substantially gainful occupation
c. Persons whose number of complete years of pensionable service when added to their age totals 85 commencing at age:
- (i) 55, if pension is based on 30 or more years of pensionable service
- (ii) 56, if pension is based on not less than 29 years of pensionable service
- (iii) 57, if pension is based on not less than 28 years of pensionable service
- (iv) 58, if pension is based on not less than 27 years of pensionable service
- (v) 59, if pension is based on not less than 26 years of pensionable service; or
- (vi) 60, if pension is based on less than 26 full years of pensionable service
2. Indexing begins to accrue in the month following retirement from the Canadian Armed Forces, and becomes payable on the first day of the month in which the recipient becomes eligible to receive it. Indexing for persons eligible under 1(c) above on the date of retirement, will be paid automatically on 1 January of the year immediately following the year of retirement.
3. Pensioners who have become disabled as described at sub-paragraph 1(b)(ii) above should contact the Government of Canada Pension Centre immediately to determine the impact, if any, on their pension benefit. Failure to do so may result in an overpayment.
4. On 22 June 1982, the Supplementary Retirement Benefits Act (SRBA), which was subsequently adapted to become Part III of the CFSA, was amended to provide for the pro-rating of the first cost of living increase authorized following termination of a member’s service. Indexing for recipients who released on or after 22 June 1982, will be pro-rated to reflect the number of full months remaining in the year after the month in which they retired. For example, if entitled to indexing on 1 January 2016 and released 25 June 2010, the amount of indexing applicable with respect to 2010 would be 6/12ths of 1.4% (indexing factor) and the balance of indexing applicable would be based on the retirement year of 2011, 9.65%. The rate of the annual increase for 2024 is 4.8%.
5. Indexing of CFSA annuities and allowances and Defences Services Pension Continuation Act pensions and allowances are based on the average increase to the Consumer Price Index for the twelve month period ending 30 September each year. The increase established 30 September is payable effective 1 January of the following year to those eligible. How to Contact the Government of Canada Pension Centre.
- Telephone:
- Toll-free, 1-800-267-0325
Monday to Friday: 7 am to 5 pm (ET)
Outside Canada and the United States:
613-946-1093 (collect calls accepted)
Monday to Friday: 7 am to 5 pm (ET) - Email:
- pensioncentrecaf.centredespensionsfac@tpsgc-pwgsc.gc.ca
- Fax:
- 418-566-2865
- Mail:
- Government of Canada Pension Centre—Mail Facility
P.O. Box 9500
Matane QC G4W 0H3
- Date modified: